Key Points
• Southern Farm Bureau and Nationwide have the cheapest car insurance in the city according to our sources.
• Innovative Insurance on S University Ave provides the best service in Bryant according to Yelp, Google, and Facebook
Best Car Insurance Brokers and Agencies in Bryant
We compared Yelp, Google, and Facebook to find cheap car insurance in Bryant. According to their reviews, we think they’ll be able to find the best price and offer the best service
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|---|---|---|---|
| Innovative Insurance Services | 5 / 5 | 5 / 5 | 5 / 5 |
| Eric Andrews – State Farm Insurance Agent | 5 / 5 | 4.7 / 5 | 4.8 / 5 |
| Ronald Davis – GEICO Insurance Agent | 5 / 5 | 4.8 / 5 | – |
The Ultimate Guide to the Cheapest Car Insurance in Bryant
When it comes to finding affordable car insurance in Bryant, the options can be overwhelming. After thoroughly researching three comprehensive articles from MoneyGeek, MarketWatch, and NerdWallet, I've put together this detailed guide to help you navigate your choices. Here's what I found from my deep dive into the world of Arkansas car insurance.
Average Costs of Car Insurance in Bryant
Based on the latest data, the average annual cost for full coverage car insurance in Arkansas is $1,525, while the minimum coverage costs about $288 per year. These figures can vary based on several factors such as your age, driving record, credit score, and the level of coverage you choose.
Top Insurance Providers in Bryant
From my research, Southern Farm Bureau offers the most affordable full coverage at approximately $771 per year, whereas Dairyland is the most expensive, averaging $2,485 annually according to MoneyGeek. Here’s a breakdown of the average annual premiums from different providers for full coverage:
- Southern Farm Bureau: $771
- Nationwide: $847
- State Farm: $939
- Travelers: $952
- Auto-Owners Insurance: $975
- Shelter: $1,034
- Farmers: $1,061
- GEICO: $1,139
For minimum coverage, the costs are significantly lower. Southern Farm Bureau and State Farm offer competitive rates, making them strong contenders for budget-conscious drivers.
Cost by Coverage Level
Choosing between minimum and full coverage depends on your financial situation and personal preference. Here are the average costs for different coverage levels:
- State Minimum Liability Only: $473 per year
- 100/300/100 Liability Only: $576 per year
- 300/500/300 Liability Only: $639 per year
- Full Coverage with $1,000 Deductible: $1,179 per year
While minimum coverage is cheaper, full coverage provides comprehensive financial protection, which is advisable if you want to safeguard against various risks such as accidents and theft.
Tips to Save on Car Insurance
To get the best rates, it’s crucial to compare quotes from multiple providers. Here are some additional tips:
- Maintain a clean driving record: Avoid traffic violations to keep your premiums low.
- Improve your credit score: A higher credit score can help reduce your insurance costs.
- Opt for higher deductibles: This can lower your monthly premiums.
- Bundle insurance policies: Combining auto and home insurance can lead to discounts.
Cheap Car Insurance Bryant: A Guide To Lowering Your Costs
Conclusion
Finding the cheapest car insurance in Arkansas requires careful consideration of various factors. By comparing quotes and understanding the impact of coverage levels, age, driving record, and credit score, you can make an informed decision. Southern Farm Bureau and Nationwide consistently offer competitive rates, making them excellent choices for budget-conscious drivers.
By following these guidelines and staying informed, you'll be well on your way to securing the most affordable car insurance that meets your needs in Arkansas. Happy driving!
How We Rank and Researched
To compile the information for this article we used a team of researchers to assess results based on Yelp, Google, and Facebook and ranked based on the highest ratings and popular local establishments. We also used search engine results to pull and consolidate multiple reviews to ensure we provide an unbiased opinion based on multiple sources
