Key Points
• QBE and Noblr have the cheapest car insurance in the city according to our sources.
• Gebhardt Insurance Group on 719 E Cottonwood Ln provides some of the best service in Eloy according to Yelp, Google, and Facebook
Best Car Insurance Brokers and Agencies in Eloy
We compared Yelp, Google, and Facebook to find cheap car insurance in Eloy. According to their reviews, we think they’ll be able to find the best price and offer the best service
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|---|---|---|---|
| Gebhardt Insurance Group | 5 / 5 | 4.9 / 5 | 5 / 5 |
| Lorrie Carter – State Farm Insurance Agent | 5 / 5 | 4.9 / 5 | 4.9 / 5 |
Facebook Reviews For The Best Car Insurance Rep In Eloy
Affordable Car Insurance in Eloy: A Comprehensive Guide
Securing affordable car insurance in Eloy can be challenging. After thorough research, I've gathered information from NerdWallet, MoneyGeek, and MarketWatch to help you explore your options.
Overview of Car Insurance in Eloy
Car insurance is legally required in Arizona, providing financial protection in the event of accidents. MarketWatch notes that the minimum liability coverage costs $373 per year for bodily injury per person and $159 per accident.
Several elements impact car insurance rates in Arizona, such as age, driving history, credit score, and vehicle type. NerdWallet points out that younger drivers and those with poor credit scores often face higher premiums.
Leading Providers of Affordable Car Insurance in Eloy
- Noblr: NerdWallet identifies Noblr as the cheapest option, with average rates around $659 annually for good drivers.
- QBE and Geico: Also mentioned by NerdWallet, these companies offer rates of about $1,187 and $1,251 per year, respectively.
- Travelers: MarketWatch adds Travelers to its list, especially for those eligible for various discounts, with an average rate of $1,441 per year.
Comparing Insurance Rates
- Noblr is the most affordable overall.
- USAA is a close second for eligible members.
- Geico, Mercury, and Root Insurance offer competitive rates, especially with discounts.
NerdWallet's breakdown shows young drivers might pay around $436 annually with Noblr, while experienced drivers with clean records might pay closer to $635. MoneyGeek emphasizes that maintaining a good credit score can significantly lower premiums.
Tips for Finding Affordable Car Insurance
Several factors influence car insurance rates in Eloy. These include your driving record, age, credit score, and even where you live. NerdWallet, MoneyGeek, and MarketWatch all agree that Arizona's hot weather and traffic conditions also play significant roles. For instance, urban areas like Phoenix and Tucson tend to have higher rates due to traffic congestion and higher accident rates.
Based on the insights from these articles and my personal experience, here are some tips for securing the best rates:
- Discounts and Bundles: Look for insurer discounts. MarketWatch suggests bundling auto and home insurance for savings. Geico and State Farm provide discounts for good driving, multiple vehicles, and good students. NerdWallet advises considering higher deductibles to lower premiums, and MoneyGeek mentions reducing coverage on older vehicles as a cost-saving strategy.
- Maintaining Good Records: A clean driving record and a good credit score are crucial. NerdWallet highlights that a speeding ticket can increase rates by 20%, and a poor credit score can double your premium.
- Take Advantage of Discounts: Look for discounts like safe driver, multi-car, and good student discounts.
Cheap Car Insurance Eloy: A Guide To Lowering Your Costs
Conclusion
Finding affordable car insurance in Arizona requires research and comparison. Geico, USAA, and State Farm are top choices, but exploring discounts and customizing your policy can further reduce costs. Maintaining a good driving record and credit score is crucial for securing the best rates.
If you're looking for affordable car insurance in your city, check out our analysis of some of the largest Arizona cities, including:
How We Rank and Researched
To compile the information for this article we used a team of researchers to assess results based on Yelp, Google, and Facebook and ranked based on the highest ratings and popular local establishments. We also used search engine results to pull and consolidate multiple reviews to ensure we provide an unbiased opinion based on multiple sources
